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Kuro Pay Privacy Policy
Last Updated: Dec 1, 2024

This privacy notice for Kuro Pay (“we,” “us,” or “our”) explains how and why we collect, store, use, and/or share (“process”) your information when you use our digital services (“Services”), such as when you:

  • Visit our website at https://kuro-pay.com or any page that links to this notice

  • Interact with us for support, marketing, or general communication

Important Clarification:
Kuro Pay is not a financial institution and does not provide or operate any form of financial processing. We do not store payment card information or perform payment-related operations. Any financial activity on our platform is handled securely by trusted, PCI-compliant third-party providers.
Kuro Pay functions exclusively as a software and AI services platform offering digital tools, analytics, and user account features.

If you do not agree with our practices, please discontinue use of our Services.
For questions, contact us at [email protected].


SUMMARY OF KEY POINTS

  • What information do we process?
    Personal data provided by you (e.g., name, email) or collected automatically (e.g., device data).

  • Sensitive information?
    Only if you explicitly choose to provide it.

  • Third-party information?
    In limited cases, we may receive information from external services.

  • Why do we process data?
    To operate, improve, and secure our Services.

  • Do we share data?
    Yes, only with trusted service providers and when required by law.

  • Data protection?
    We apply strict security measures, though no method is perfectly secure.

  • Your rights?
    Depending on your region (e.g., GDPR, CCPA), you may have data rights such as access or deletion.


1. WHAT INFORMATION DO WE COLLECT?

We may collect data you voluntarily provide:

  • Name, email, phone number, address

  • Account login data

  • Country and region

  • Optional demographic information (only if provided by you)

We may also automatically collect:

  • IP address, browser type, device characteristics

  • Usage logs and interaction history

  • General location data (IP-based)


2. HOW DO WE PROCESS YOUR INFORMATION?

We process your data to:

  • Manage user accounts

  • Provide access to our digital tools

  • Personalize and improve user experience

  • Offer customer support

  • Maintain platform safety and integrity

  • Analyze trends and performance

  • Comply with legal obligations


3. WHEN AND WITH WHOM DO WE SHARE YOUR INFORMATION?

We may share information with:

  • Reliable third-party service providers (hosting, analytics, support tools)

  • Subsidiaries or related entities under Kuro Pay

  • Authorities if legally required

  • Business partners during mergers, acquisitions, or asset transfers

All third parties are vetted for security and compliance.


4. COOKIES AND TRACKING TECHNOLOGIES

We use cookies, pixels, and similar technologies to enhance your experience and gather analytics.
You may manage cookie preferences through your browser settings.


5. DATA RETENTION

We keep data only as long as necessary for the purposes described here, generally 12 months after account closure unless the law requires extended retention.


6. DATA SECURITY

We implement organizational and technical safeguards, but no system is completely secure.
Your use of the Services is at your own discretion and risk.


7. MINORS

Kuro Pay is not intended for individuals under 18.
We do not knowingly collect data from minors.


8. YOUR PRIVACY RIGHTS

Depending on your jurisdiction, you may have the right to:

  • Access your data

  • Update or correct your data

  • Request deletion

  • Restrict certain processing

  • Withdraw consent

  • Opt out of optional communications

You may also file complaints with data protection authorities.


9. DO-NOT-TRACK (DNT) SIGNALS

Our platform does not currently recognize or respond to browser-based DNT signals.


10. CALIFORNIA PRIVACY RIGHTS (CCPA)

California residents may request:

  • Access to the categories of data collected

  • Deletion of personal information

  • Correction of data

  • Disclosure of data usage practices

We do not sell personal information.


11. VIRGINIA PRIVACY RIGHTS (CDPA)

Residents of Virginia have similar rights to CCPA.
We do not sell personal data.


12. CHANGES TO THIS POLICY

We may update this notice periodically.
Revised versions become effective upon posting.


13. CONTACT US

Kuro Pay Privacy Officer
Email: [email protected]


14. REVIEWING, UPDATING, OR DELETING YOUR DATA

You may update, review, or request deletion of your data through your account settings or by contacting us directly.


LEGAL DISCLAIMER

This privacy notice outlines Kuro Pay’s role as a provider of digital and AI-driven software services.
Kuro Pay does not operate as a bank, payment handler, intermediary of funds, or custodian of financial instruments. Any interpretation suggesting otherwise would be incorrect.